Tata Punch CNG Car Loan EMI Calculator: CNG variants of Tata Motors’ popular SUV, the Punch, have become increasingly popular among Indian consumers. Many individuals opt for financing rather than paying the entire amount upfront. Today, we’ll provide insights into the interest rates, down payment, loan, and EMI for two of the most affordable CNG variants of the Tata Punch: the Punch Pure CNG and the Punch Adventure CNG.
Tata Punch CNG Overview
Tata offers five CNG variants of the Punch in India, with prices ranging from Rs 7.23 lakh to Rs 9.85 lakh (ex-showroom). Equipped with a 1199 cc engine and manual transmission, the Punch CNG offers a mileage of up to 26.99 km/kg. It comes loaded with standard features such as a multifunctional steering wheel, automatic climate control, large screen, engine start-stop button, and alloy wheels.
Tata Punch Pure CNG Variant Loan Details
The ex-showroom price of the Tata Punch Pure CNG variant is Rs 7,22,900, with an on-road price in Delhi of Rs 8,12,862. Assuming a down payment of Rs 1 lakh, the remaining loan amount is Rs 7,12,862. With a 9% interest rate over 5 years, the monthly EMI amounts to Rs 14,798. The total interest accrued on the loan for the Punch Pure CNG variant would exceed Rs 1.75 lakh.
Tata Punch Adventure CNG Variant Loan Details
The ex-showroom price of the Adventure CNG variant, the second cheapest model of Tata Punch CNG, is Rs 7.95 lakh, with an on-road price of Rs 8,92,552. Financing the Punch Adventure CNG variant with a down payment of Rs 1 lakh and a loan of Rs 7,92,552 for 5 years at a 9% interest rate results in a monthly EMI of Rs 16,452. The total interest for the Punch Adventure CNG variant would be around Rs 1.95 lakh.
Tata Punch CNG Car Loan EMI Calculator:
Here’s a finance, loan, and EMI details chart for Tata Punch CNG variants:
| Variant | Ex-showroom Price (INR) | On-road Price (Delhi) (INR) | Down Payment (INR) | Loan Amount (INR) | Loan Tenure | Interest Rate | Monthly EMI (INR) | Total Interest (INR) |
|---|---|---|---|---|---|---|---|---|
| Tata Punch Pure CNG | 7,22,900 | 8,12,862 | 1,00,000 | 7,12,862 | 5 years | 9% | 14,798 | 1,75,880 |
| Tata Punch Adventure CNG | 7,95,000 | 8,92,552 | 1,00,000 | 7,92,552 | 5 years | 9% | 16,452 | 1,95,120 |
Please note that the above calculations are based on a down payment of INR 1,00,000 and a loan tenure of 5 years with an interest rate of 9%. Actual EMI amounts may vary based on individual loan terms and conditions.
Before finalizing the financing for the Tata Punch, it’s essential to verify loan and EMI details by visiting the nearest Tata Motors showroom. Understanding the financial implications ensures informed decision-making when purchasing the Tata Punch CNG.
